The loan application process is easy – you can complete the application online in a few steps. Opinions on the advance loan offer are good and reliable. Customers appreciate such company attributes as easy inference, minimum formalities and quick money transfer to the account.
The company grants loans without checking the Credit Checker, however, the presence of debt in the payment history registers may result in rejection of the loan application. This means that the company only lends to customers who will be able to settle their liabilities on time. Thanks to this, it protects its borrowers from falling into an unnecessary spiral of debt. This indicates that the Advance ensures the financial security of its clients with whom it begins cooperation.
How to take a loan in Advance payment?
The process of applying for a short-term loan in Advance payment is quick and intuitive. Just go to the domain of Good Finance, where you will find a loan calculator. Use the slider to specify the loan amount and repayment date. Already at this stage, you can get acquainted with all the costs of the loan, such as APRC, preparatory commission, an administrative commission of interest, as well as know the total amount to be paid.
The site will direct you to fill out the registration form, where you will be able to set up your account on the site. You provide basic data, i.e. your name, surname, PESEL number, address, series and ID card number. The next step is to verify your bank account using the Instantor application.
Without transferring 1 penny.
This kind of practice is to ensure the security of customer data. If you complete the form correctly and make a verification transfer to the lender’s bank account, the company will be able to confirm the compliance of the data provided in the application.
Many factors influence the loan decision, and each application is analyzed individually. The company assesses your data in the database of debtors and your creditworthiness. As a result, he receives the right amount of credit points that decide about granting a loan or even its rejection.
Who can take a loan in Advance payment?
The requirements set by the Advance company for clients are not surprising when compared to the competition. If you want to get a loan online, you must meet the following criteria:
- you are at least 21 years old;
- you are a Polish citizen and live in Poland;
- you are a consumer;
- you have an ID card;
- you receive regular income in Poland;
- you have a positive credit history;
- you do not have an active loan in Advance payment;
- you have a bank account, mobile phone, and email address
Loan costs in Advance payment
The cost of the loan in Advance payment consists of such factors as:
- Capital interest
- Preparation commission
- Administrative commission